The thought of completely replacing your roof, not to mention the roof replacement costs can be scary. The weather during the winter can be atrocious. So now, more than ever might be the perfect time to capitalize on the opportunity to replace your roof. None of us truly want to spend thousands of dollars on a new roof. However, there is a way for you to get a new roof for free!
The first step toward getting a free roof replacement is to have it inspected. There are ways that you can inspect your roof yourself. However, in order to get a free roof replacement, you will need to have it inspected professionally.
During an inspection, the roof inspector will act as a third party representative to prove you need a new roof. There are many companies that offer free roof inspections (wink wink zero dollars).
When the roof inspector comes to inspect your roof, make sure they are documenting any damages to your roof that could be weather-related. Weather damages due to hail or high winds may be covered by your homeowner’s insurance. However, you may want to check to see what specific items are covered by your insurance plan.
Not only should the inspector be documenting damages but they should also be taking pictures. Ask the inspector if they will be developing a report after the inspection. If they do issue a report, you should insist that they make a copy available to you. This will ensure that you have evidence of the damages later.
You, as a homeowner, most likely have homeowners insurance. You pay lots of money to protect your home, why not use it?
If your roof needs a replacement as a result of coverable damages from your insurance, then you should file a claim. After the claim has been filed, the insurance company will send out an adjuster to validate the claim.
This is where photo evidence and an inspectors report will come in handy. Once the adjuster arrives, you will have proof from a third party that your roof needs a replacement. After the adjuster’s inspection, make sure to gather their results of the inspection. There have been horror stories of people who continued to replace their roof without the confirmation of the adjuster. To avoid this, your insurance adjuster would need to approve the claim in order for them to cover the cost of your roofing replacement.
Although there is nothing wrong with going about getting a free roof, make sure you vet all of the people you speak with. Make sure that the roofing company and insurance companies are trustworthy. Additionally, don’t tack on anything that is not needed.
If the company isn’t untrustworthy, you might run into bigger issues later. For example, some companies might want to add things to your insurance claim that are not needed. If you agree to these terms, it may be considered insurance fraud. To conclude, make sure to research each company fully!
If you follow these simple steps, you just might be able to get a new roof for free! While you do pay insurance, the cost for the roof replacement will be covered by your insurance. Who doesn’t love free things? If you need a new roof, reach out to your local roofing company and ask what they can do for you!